gf got a worse quote. for a 2002 Renault megane 1.4 with no modifications. wait for it...... £7,500 third party only as soon as we put her on my insurance (my name shell drive as named driver) on the same car. £2800. doesn't make sense to me. but then ive passed advanced courses etc and im a mechanic so suppose that helps. 1 good thing about having a kid (when it gets here) is my insurance will almost halve.