Social & Domestic Insurance.

Had this before,when insurance brokers have tryed to quantify your insurance.as using your bike FOR work/ instead of just getting to work & general knocking about.
Does the above title cover you for both.?.,do you ever have to tell them you use it to get to work.?. - & frankly is it any of their effing buisness.
Seem to remember years ago,you got insured to ride/ period & that was the end of it.