Insurance Costs

Discussion in 'Car chat' started by m1ck_t, Feb 21, 2011.

  1. m1ck_t

    m1ck_t Moderator Staff Member

    Messages:
    3,627
    Rides:
    alot of shit
    So i recently passed my test and got myself a little car . When it came to insuring it i was gobsmacked at the quotes i was getting. It actually worked out 1200 cheaper for me to have fully comprehensive insurance with the girlfriends dad as a named driver . I am curious to see what the rest of you guys are paying for yours motors (and theres one for scooters sooo...)

    Car - 1992 Renault Clio 1.4 RT
    Age - 21
    Location - London (sw)
    Licence held for - less than 1 month
    Company - YouChooseInsurance.co.uk
    Cover - Comprehensive
    Annual Premium - 1185.93
     
  2. bait

    bait Active Member

    Messages:
    1,667
    1186 aint bad at all man i was quoted 3800 on a 1.2 fiat punto lowest i got was 1750 so i left it
     
  3. grantmc3

    grantmc3 Member

    Messages:
    409
    Rides:
    piaggio nrg mc3
    cheapest quate ive has so far is 1300 on a skoda felicia and im 19 that was on confused.com with my dad also on the policy hes got 10+ years no claims. also it is the same price for a 1.3, 1.6, or 1.8 on this car
     
  4. 2many2strokes

    2many2strokes suck squeeze bang blow thats the way i like to go!

    Messages:
    261
    Rides:
    zzr1400
    ford mondeo ghia x 2.5 v6

    north london
    22yo
    2 years no claims
    no points

    £980 a year fully comp with elephant
     
  5. Chubz

    Chubz Well-Known Member

    Messages:
    1,079
    Rides:
    70cc Aerox 04'
    got quoted 1300 to insure a ford escort gti.... and 1700 for an Rs turbo.. so still too expensive lol
     
  6. bulliporker

    bulliporker Member

    Messages:
    279
    i pay 350 quid fully comp with £15,000 agreed value on my 993/964 vw camper van with nos but i am fairly old
     
  7. Mr Bizzle

    Mr Bizzle Active Member

    Messages:
    947
    Rides:
    04 Aerox 70 stage 6
    Just got quoted £1500 third party fire and theft for a 1.2 Seat Ibiza. Thats for a 17 year old but it has to be fitted with a tracker and not used between 11pm and 5am.
     
  8. Mr Bizzle

    Mr Bizzle Active Member

    Messages:
    947
    Rides:
    04 Aerox 70 stage 6
    Got a quote for £1732, in late December, passed my test in Feb and the same company now wanted £2345. I asked them why the £600 increase and they replied it's because of the gender equalisation, I said that I am a male so surely that could not account for the increase, they had no reply for that. They then offered a multicar policy for my Ibiza and my dad's Jag at the same price as my car alone. Work that one out.
     
  9. bulliporker

    bulliporker Member

    Messages:
    279
    i pay £380 for my vw van with porsche 3600cc 360bhp engine with nitros oxide , around the same for a totally standard caddy van with just 68bhp, and recently just been quoted £114 quid all fully comp for a porsche 964 limited mileage of 3000 miles value £20,000, how can the caddy van totally standard be twice the price of the porsche and nearly the same price as the porsche van , also to get the price to £360 for the caddy van the insurance company told me to tell them i am a joiner who uses the van everyday as it would be cheaper than saying i am unemployed and just use the van for camping trips and taking the dog out about twice a week ,
     
  10. lee mason

    lee mason Active Member

    Messages:
    680
    Rides:
    suzuki rg125 gamma
    i got a quote for when i pass on a 1.0 corsa b of £2500 a year abd thats my chepest quote
     
  11. bulliporker

    bulliporker Member

    Messages:
    279
    omg £2500 i dont think i would bother running a car if it cost that much
     
  12. scottyrunner

    scottyrunner New Member

    Messages:
    25
    You fella's think you have it bad? Im from liverpool these are my quotes..

    2011 Aprilia RX50 (current bike) £1045 a year THIRD PARTY ONLY

    got a quote on a yammy YZFR125 and again third party only £2082 per year

    Recently got a quote on my runner 50 of £729 third party only :(
     
  13. spudboy6

    spudboy6 looking for sr125 performance exhaust 2000 model

    Messages:
    41
    Rides:
    aprilia sr125
    Golf gti 8v , no Ncb and 1 accident at fault £700 fully comp I'm 21

    My sr125 thir party only 107.65
     
  14. Anthony

    Anthony New Member

    Messages:
    17
    2010 Alfa Romeo MiTo

    1st year - £4200 w/ £3000 excess
    2nd year - £1852 w/ 600 excess
     
  15. A-LY

    A-LY Active Member

    Messages:
    419
    R reg ford ka i paid £50 for, quoted £2300 assuming im 18 with no claims....
     
  16. Mr Bizzle

    Mr Bizzle Active Member

    Messages:
    947
    Rides:
    04 Aerox 70 stage 6
    My mate is 19 , held a licence for less than 2 years and has made 2 claims. He's just bought a brand new Corsa VXR Nurburgring. Fully comp insurance... £1,200. That is cheap.
     
  17. supraking

    supraking Well-Known Member

    Messages:
    828
    Rides:
    Honda MSX125
    my first insurance, 1.2 punto age 18 no ncb no claims no point - 1500 fire and theft

    currently 1.8 proton coupe 6 years ncb age 27, girlfriend on it age 26, no points. 2 claims (one legit, one added to my policy by mistake (cant take it off insurance database) 500 quid fire and theft

    bike 125 chinky 120 quid was my orignal online quote (no ncb no claims)
     
  18. VickLudix

    VickLudix Member

    Messages:
    46
    When i checked for a 1.2 corsa which is a Group 2 i guess, the comparison webistes showed me around £3-£4K and i live in Luton which is not a Big Town/City. i paid £216 (third party only) for my moped with 1 years NCB, on a provisional Licence.
     
  19. scootzmadness

    scootzmadness Left the forum.

    Messages:
    4,235
    Rides:
    None.
    19, full UK licence held for less than a year. no, no claims. no claims and no convictions. vehicles parked off the road on a private + secure car park with steering wheel locks and gear shifter + handbrake lock aswell as trackers fitted. 10,000 miles per year. mechanic as occupation. also have passed pass plus and have the trailer category on my licence. just completed an advanced driver course also. also with a 19 year old female who has held licence for 2 years, 1 years no claims. 1 conviction. 1 claim.

    2000 Volvo v40 estate 1.8 diesel with alloy wheels and tinted rear windows (gf has a sister who she ferries around who is heat/sun sensitive)

    2003 Daewoo matiz 0.8SE 5 door hatchback, no modifications.

    2003 Peugoet 307 S 1.4 petrol, 3 door.

    all three are insured with two drivers as above for 10,000 miles each. a whole..... £3200 fully comp.
     
  20. scootzmadness

    scootzmadness Left the forum.

    Messages:
    4,235
    Rides:
    None.
    2005 ford focus zetec
    2 modifications declared (theyre getting done next week) - 60mm lowering kit + RS wheels.

    19 year old, full time employed as mechanic, Solihull area. no security other than standard alarm.
    £1600 tpft
     

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