Best way to reduce car insurance costs?

Provided we get enough replies and suggestions, could be worth stickying this!

Basically, what are ways that you can reduce the cost of your car insurance?

For example, fitting a GPS tracker, would this make much difference? How about saying its kept in a garage?

Current List
- State your car is parked on the street opposite, not in the garage/on the driveway (seriously!)

 

I'm not sure about a Tracker; it may only make a difference with a very high end car. The insurance company don't want to spend their time chasing a old ford escort aground the UK trying to retrieve it, but you bet your ass they will with an Audi R8. They don't want to pay out £80K for a new one!
There was 1 not so obvious thing I did to reduce my car insurance this year. I heard a rumour that if you say the car is parked on the street as opposed to the drive/garage you will save money. Their flimsy bollocks excuse is that car security is getting better now and that thieves are rarely breaking into cars to steal them, they are breaking into your house and just taking the keys. Not a lot but I saved £30 for the year, maybe more for younger drivers. I'm with Admiral through Confused.

 

thats fucking ridiculous, but funny at the same time!
ill compile a list thanks for the help

 

a recognised pass plus or advanced driver will reduce it

also having someone older as named driver reduces some policies

even fully comp can be cheaper than third party on some policies due to everyone assuming it'll be more expensive and opting for the "cheaper option"..having accidents and raising the risk factor

keeping it off the road DOES reduce premiums...not necessarily in a garage. As for keeping it in a garage and someone breaking into the house for the keys....they'll do the same if its on the street!!!


finally...somethingnot necessarily within your own control.....

if you're unemployed...the premium goes up...how kin stupid is that when you're skint

 

+1

 

the cost to do pass plus is more then the amount it will drop your insurance

 

I've found pass plus makes little or no difference to insurance. And to the ones that do actually accept it they are typically the expensive ones. It wouldn't be a waste of time though as you then can get experienced driving in different conditions that you are used to. Such as on the motorways, town and night driving etc. Definitely a must for the less confident driver, but useful for all.

 

its only valid for a year though isnt it?

 

kit cars! realy cheap to insure im on £600 fully comp in my name on my jeep it is a tad slow but its fun. lots of other kitcars out there too im tempted with a banham or a dax rush next or maybe a 2.0 pinto engine in my jeep haha

 

these riots wont have helped. i got qouted £1600 for a astra vxr now im looking at 2 grand

 

(nrgandy) Do you have to be 21 to have kit car insurance ? if not could you tell me which insurance company your with please because the ones ive rang up theyve all told me i need to be 21 and over.

 

i had the same problem with some try adrian flux and msm insureance. msm was cheaper for me but adrian flux was a better policy with breakdown etc.

 

Ok thanks

 

i read that:
battery cut out switches
immobilisers
trackers
older and more experienced driver listed as the main driver
cars that are fairly shit lmfao

i heard that the above make the insurance go down a fair bit

 

being a homeowner makes it cheaper

always tell them its garaged

i insure the car through the missis and me as the named driver saves about £300 a year..


edit: a ford ka is group 1 insurance